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Buying a 20-Year-Old Home in West Valley Arizona
The West Valley 20-Year-Old House Test TL;DR A 20-year-old West Valley home is not automatically a problem. The bigger issue is whether several original systems are reaching replacement territory at the same time. Look beyond cosmetics. Fresh paint and remodeled flooring matter less if the roof unde

Arizona HOA Laws 2026: What West Valley Owners Should Know
Arizona HOA Laws Changed in 2026: What West Valley Homeowners Should Know TL;DR Several new Arizona HOA laws took effect September 12, 2026, affecting HOA decision-making, backyard shade structures, meetings, resale disclosures and other homeowner issues. Arizona HOAs now have an express duty to exe

MOVE Act: Could You Take Your Mortgage Rate With You?
MOVE Act: Could You Take Your Mortgage Rate With You? TL;DR The MOVE Act is not law. H.R. 10028 is proposed federal legislation and remains in the House Committee on Financial Services. The proposal deals with certain conventional mortgages. If enacted, Fannie Mae and Freddie Mac would have up to 18
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